Credit Underwriter -Corporate & CRE Underwriter

We are Hiring for a Permanent position of Corporate & CRE Underwriter for an International Bank Based in Harrow. MAIN RESPONSIBILITY Processing and underwriting of Corporate, Commercial Retail Estate proposals & personal loans JOB RESPONSIBILITY  Underwriting of Corporate & CRE Credit proposals and personal loans and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.  Manage the assessment and processing of lending proposals from the business team, and presentation of proposals to Sanctioning Committee.  Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.  Manage the review, assessment, investigation and minimising of credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required.  Liaise with the Originations team to agree a clear rationale for agreeing or rejecting applications, prior to processing.  Monitoring of existing loan portfolio, identifying early arrears or potential problem accounts and making necessary recommendations.  Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.  To provide support to the CCO in all operational areas of the Credit Department.  Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals  Presentation to Risk Committee and other UK management committees for introduction and renewal of new / existing products. COMPETENCY  Knowledge of Microsoft Office products  Knowledge of UK regulatory framework, principles and rules. Knowledge of UK lending environment  3 - 5 years' experience in underwriting or assessing credit proposals